In this article we list the small saving schemes interest rates (or post office schemes as they are popularly known as) for the last 5 years. As you must be aware, the Government now revises the interest rates payable on small savings schemes on a quarterly basis. Following are the interest rates that are payable on these schemes:
| Product / Interest rate | SCSS | MIS | 5 year NSC | PPF | KVP | SSA |
| 1 April 2012 - 31 March 2013 | 9.30% | 8.50% | 8.60% | 8.80% | NA | NA |
| 1 April 2013 - 31 March 2014 | 9.20% | 8.40% | 8.50% | 8.70% | NA | NA |
| 1 April 2014 - 31 March 2015 | 9.20% | 8.40% | 8.50% | 8.70% | 8.70% | 9.10% |
| 1 April 2015 - 31 March 2016 | 9.30% | 8.40% | 8.50% | 8.70% | 8.70% | 9.20% |
| 1 April 2016 - 30 June 2016 | 8.60% | 7.80% | 8.10% | 8.10% | 7.80% | 8.60% |
| 1 July 2016 - 30 September 2016 | 8.60% | 7.80% | 8.10% | 8.10% | 7.80% | 8.60% |
| 1 October 2016 - 31 December 2016 | 8.50% | 7.70% | 8.00% | 8.00% | 7.70% | 8.50% |
| 1 January 2017 - 31 March 2017 | 8.50% | 7.70% | 8.00% | 8.00% | 7.70% | 8.50% |
| 1 April 2017 - 30 June 2017 | 8.40% | 7.60% | 7.90% | 7.90% | 7.60% | 8.40% |
SCSS: Senior Citizen Savings Scheme
MIS: Monthly Income Scheme
NSC: National Savings Certificate
PPF: Public Provident Fund
KVP: Kisan Vikas Patra
SSA: Sukanya Samriddhi Account
Post Office Saving Schemes Interest Rates
| Product / Interest rate | Savings deposit | 1 year FD | 2 year FD | 3 year FD | 5 year FD | 5 year RD |
| 1 April 2012 - 31 March 2013 | 4.00% | 8.20% | 8.30% | 8.40% | 8.50% | 8.40% |
| 1 April 2013 - 31 March 2014 | 4.00% | 8.20% | 8.20% | 8.30% | 8.40% | 8.30% |
| 1 April 2014 - 31 March 2015 | 4.00% | 8.40% | 8.40% | 8.40% | 8.50% | 8.40% |
| 1 April 2015 - 31 March 2016 | 4.00% | 8.40% | 8.40% | 8.40% | 8.50% | 8.40% |
| 1 April 2016 - 30 June 2016 | 4.00% | 7.10% | 7.20% | 7.40% | 7.90% | 7.40% |
| 1 July 2016 - 30 September 2016 | 4.00% | 7.10% | 7.20% | 7.40% | 7.90% | 7.40% |
| 1 October 2016 - 31 December 2016 | 4.00% | 7.00% | 7.10% | 7.30% | 7.80% | 7.30% |
| 1 January 2017 - 31 March 2017 | 4.00% | 7.00% | 7.10% | 7.30% | 7.80% | 7.30% |
| 1 April 2017 - 30 June 2017 | 4.00% | 6.90% | 7.00% | 7.20% | 7.70% | 7.20% |
FD: Fixed deposit (also known as time deposit)
RD: Recurring deposit
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