Every day we come across insurance companies trying to sell their services through various marketing techniques, especially via TV and print ads. While the idea of insurance is put across in a simple and impressive manner, what it lacks is the crux of the matter, which is helping people identify a policy that is best […]
Term insurance is the simplest form of insurance. Once you choose an insurer, you state your requirement in terms of how much money you want as sum assured. This sum will be paid to the beneficiary (either your spouse or your child or anybody else whom you have designated to receive the proceeds) in case […]
Taxes, term insurance and savings may sound insignificant and dull. However, you need to understand such subjects properly so that you can secure your own financial future, as well as the financial future of your loved ones. Sadly, as many people are unable to comprehend these subjects, they miss out on the opportunity to safeguard […]
As you well know, time is money, especially when you have very little of it. Thus, you should make the most of what you have here and now. Generally, when you talk about not knowing how much time you have, you think of insurance. The fact, however, is it has more to do with efficiently […]
Life insurance is generally offered as an employment perk by many companies. While it is offered by the company with the best intentions, it’s not a good idea to rely on it completely. Here’s why: Inadequate Coverage In most cases, life insurance plans provided by companies will not be adequate to cover all the expenses […]
Availing of an insurance plan for investment or for medical coverage is a decision which most individuals take while planning for their personal finance. However, there are various myths related to insurance. Here are six misconceptions about a term plan. It is believed that an insurance plan which does not provide any return is not […]
Most people use insurance to financially protect themselves against life’s uncertainty. However, you may choose between different types of life insurance, such as term, endowment, money back, and personal accident covers. Often, you may be confused about choosing a term and personal accident plan. However, before making a decision, it is important to understand these […]