Last Updated on June 26, 2020 by Gopal Gidwani

American Express Platinum Travel Credit Card
In this article we will review the American Express Platinum Travel Credit Card. This is one of the most popular and most sought after credit cards due to the excellent benefits it provides.

Who should go for this card?
If you travel frequently by flight and stay in hotels frequently for official assignments, then this card is very good for you. If you go for regular vacations wherein you travel by flights and stay in hotels, then also this card is very good for you.

What are the benefits that you will get with this card?

• Reward points: On using this card, you will earn 1 reward point for every Rs. 50 spent except for spend on fuel, insurance, utilities etc.
• Annual vouchers worth Rs. 29,500 on spending Rs. 4 lakhs on this card. You can use these vouchers for flight booking and hotel accomodation
• Complimentary lounge access: You can avail 4 complimentary visits per year (limited to one complimentary visit per quarter) to 11 airport lounges across India
• Fuel surcharge waiver: You will get fuel surcharge waiver on fuel transaction less than Rs. 25,000.

Earn annual vouchers worth Rs. 29,500
If you spend Rs. 4,00,000 (Rs. Four lakhs) or more annually with this card, then you will get annual vouchers worth Rs. 29,500. The benefits for the first year can go up to vouchers worth Rs. 33,500. Let us see how you can earn these vouchers.

Assuming that you spend Rs. 4,00,000 and above annually using this card, you will get the following benefits:
a) 5000 milestone bonus MR points on payment of annual fee and spending Rs. 5000 within 60 days of card membership. These bonus points can be redeemed for a travel voucher worth Rs. 4,000. This benefit is applicable only in the first year, on payment of annual fees.
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b) Travel voucher worth Rs. 7,700 on spending Rs. 1.9 lakhs in a year
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c) Additional travel voucher worth Rs. 11,800 on total spending Rs. 4 lakhs in a year
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d) Additional Taj Experiences Gift Card worth Rs. 10,000 from Taj Hotels Palaces Resorts Safaris on total spending of Rs. 4 lakhs in a year

Please note: The travel vouchers can be used for flight booking or hotel accomodation.
So, on spending Rs. 4 lakhs or more in a year, you will get total benefits worth Rs. 33,500 in the first year. From second year onwards, you will get annual benefits worth Rs. 29,500 on annual spends of Rs. 4,00,000 or more in a year.

These annual benefits are over and above the direct discounts that you will get from online / offline merchants on MRP and discounts / cashbacks offers with various online / offline merchants that Amex comes up with for its cardholders from time to time.

Important note: If you don’t want to avail the travel vouchers, you can redeem your membership reward (MR) points for paying your credit card monthly bill or for availing vouchers of various online / offline companies. The redemption rate for statement credit and other vouchers will be 1 MR point = 25 paise. This will not be the best redemption rate for your MR points and hence these redemption options should not be your first choice for points redemption. When you redeem the MR points received on milestone spends of Rs. 1.9 lakhs and Rs. 4 lakhs, you should go for travel vouchers. The redemption rate in case of travel vouchers ranges from 1 MR point = 0.50 to 1 Rupee.
Example of benefits from using Amex Platinum Travel card at a merchant site
For example, let us assume that American Express has come up with an offer of 20% discount with Bigbasket on spends of Rs. 1,500 or above for its card holder. When you place an order with Bigbasket under this offer, you will get the following benefits:

a) Direct discount from Bigbasket on product MRP
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b) 20% discount from American Express for using the Platinum Travel Credit Card
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c) Reward points for using the Platinum Travel Credit Card. These reward points will count towards milestone based spends which will help you get travel vouchers

Eligibility for Platinum Travel Credit Card
Annual income of Rs. 6 lakhs and above for both; salaried and self-employed people.

Fees
Joining fee: The joining fee for this card is Rs. 3,500 + applicable fees. If you apply through my reference link, then you can get this card for free for the first year. You will also get 2,000 bonus reward points under the “Exclusive Referral Offer”. This is a limited time offer, so make the most of it. When you click on the above reference link, you will be redirected to a page wherein you will see a message: “You’ve been referred for the American Express Membership Rewards Credit Card”. Click on the “Continue” button. Please scroll down the page, and from the “Other Cards” section, click on “American Express Platinum Travel Card”. On the next page, click on “Apply Now” and proceed with your application.

Click my reference link to apply now.
The 2000 bonus reward points will be given when you spend Rs. 5000 within 90 days of card approval.

Annual fees: From the second year onwards, the annual fee for this card is Rs. 5,000 + applicable taxes

Applying for American Express Platinum Travel Credit Card
Click to apply for the American Express Platinum Travel Credit Card for free. When you click on the above link, you will be redirected to a page wherein you will see a message: “You’ve been referred for the American Express Membership Rewards Credit Card”. Click on the “Continue” button. Please scroll down the page, and from the “Other Cards” section, click on “American Express Platinum Travel Card”. On the next page, click on “Apply Now” and proceed with your application.

Before you start applying keep the following documents ready:
1) Digital copy of your passport size photograph
2) Digital copy of your PAN card
3) Digital copy of your address proof (Adhaar card or Passport or Driving Licence or Voter ID card
4) Digital copy of your latest salary slip (if you are salaried) or Income Tax Return (ITR) form (if you are self-employed)

The annual income should be Rs. 6,00,000 and above.
In case of any queries reach out to me at [email protected]. The Amex Platnium Travel credit card is being offered for free for the 1st year for a limited time. So make the most of this offer.

Benefits of applying through my referral link

• If you apply through my referral link, you will save the first year joining fee of Rs. 3,500. So the card will be free for the first year. This is a limited time offer, so make the most of it.
• If you apply through my referral link, you will also get 2000 referral bonus membership reward points (on spending Rs. 5000 in the first 90 days of card membership).

Consultancy on saving 10% to 80% on some of your regular monthly expenses
If you apply through my referral link, I will also provide you one time consultancy and guidance on how you can save 10% to 80% on some of your regular monthly expenses like groceries, daily use household items, recharges and other utility bill payments, medicines, dining, movies, travel and others. This will help you save a couple of thousand Rupees every month, depending on your monthly expenditure. Before applying for the credit card, you can write to me at [email protected] and I will guide you on the credit card application process.

Which credit card should you select?

If you are not sure on which credit card to choose from all the American Express credit cards and all the credit cards from other banks, don’t worry. You can email me at [email protected] with your details like name, mobile number, salaried / self-employed, annual income, city of residence etc. I will call you and do analysis of your regular monthly expenses and suggest the most appropriate credit card/s for you. This may help you save Rs. 5,000 to Rs. 50,000 in a year, depending on your regular spending pattern as discussed. Based on our discussion, I will give you an assurance of minimum savings of Rs. 5000 or more in a year.

Click to apply for the American Express Platinum Travel Credit Card for free. When you click on the above link, you will be redirected to a page wherein you will see a message: “You’ve been referred for the American Express Membership Rewards Credit Card”. Click on the “Continue” button. Please scroll down the page, and from the “Other Cards” section, click on “American Express Platinum Travel Card”. On the next page, click on “Apply Now” and proceed with your application.

If you wish to apply for any other card other than Platinum Travel Credit Card card like American Express SmartEarn Credit Card or any other American Express credit card, then select that card from the “Other Cards” section. Then continue with the application process.

Use my referral link and:
1) Save the first year joining fee of Rs. 3,500. So the card will be free for the first year. This is a limited time offer, so make the most of it.
2) Get 2000 referral bonus membership reward points (on spending Rs. 5000 in the first 90 days of card membership).

To read about American Express Membership Rewards Credit Card click here.
To read about comparison of 15+ credit cards from 12 banks click here. Learn how to save Rs. 5,000 to Rs. 50,000 per year through a combination of discount / cashback on credit card usage, direct discount on MRP by merchant, reward points benefit from credit card, spend based milestone benefit from credit card, additional coupon based discount / cashback from merchant, additional cashback from wallet companies, cashback from third party cashback companies etc.