Are you the one who stays updated with the latest gadgets and their functions? If you are the kind of person who always knows which phone offers value for money, higher screen resolution, more interactive camera features, EMIs can make your wish of experiencing superior smart phones not only possible but also financially viable.
Importance of smart phones
The importance of smart phones cannot be truly put into words but if you really wish to understand the same, consider giving it up for a day or a week. Daily tasks like responding to emails, communicating with friends and family residing in distant locations, figuring out locations, and entertaining yourself during a long commute seem impossible, don’t they?
Even in terms of education or business, smart phones allow you to stay in touch with the help of constant updates. When it comes to affordability, it is now possible to buy a phone on EMI without credit cards.
Equated monthly installments (EMIs)
EMIs make it possible for you to make purchases that you may not otherwise be able to. Lenders have specially devised schemes like consumer durable loans in order to facilitate the purchase of electronic gadgets, photographic equipment, and other tools.
Two benefits of opting for EMIs are as follows:
1. Affordability
Don’t worry if the sparkling screen of your dream smart phone is sporting more zeroes than you can currently afford. If you believe that it is the right choice, an EMI helps you acquire the same with the help of its monthly repayment facility.
2. Flexibility in terms of repayment
Lenders offer a variety of finance schemes with varying EMI durations. While examining your finances, always understand that overestimating your resources will only land you in trouble.
Now that you have understood that you may purchase phones on EMI without credit cards, the next question is which one should you buy? Here are the top 3 most trending phones that you can choose from:
1. HTC 10
Sturdy in terms of its build quality, software, and processing speed, the HTC 10 lives up to all expectations. It is outfitted with a metal body and functions on a Snapdragon 820 processor. Allowing individuals to activate their phone screens with a double tap, this device also offers a solid 4GB RAM in terms of memory.
2. Samsung Galaxy S7 Edge
A Samsung variant that boasts of a visual experience like no other, Galaxy S7 Edge has a 5.5-inch AMOLED screen and functions on the Android Marshmallow OS. With a curved-back design that serves both function and form, this smart phone is your best bet when it comes to photography as it performs extremely well in low-lit conditions in addition to offering regular camera options.
3. OnePlus 3
Providing more than just great value for money, OnePlus 3 is the third model offered by the company. Displaying a Corning Gorilla Glass 4 that serves as added protection, it also has a fingerprint sensor. If you are a selfie enthusiast, this phone is your best friend. The phone offers a 16MP rear camera and a smile detector enabled 8MP front camera guaranteed to provide you an endless list of memories to cherish and share.
Although all payment options have their own pros and cons, the EMI scheme is an ideal choice for individuals who are short on cash but still want to upgrade their phones. Move beyond your wish list and bring your ideal smart phone home with the help of EMIs.
